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About Us
Dhan Instant Loan Service Onlineis a finance service company in India that provides various types of loans. With a loan from us, you can achieve your goals. We understand that time is of the essence, so we make it our priority to ensure that your experience with Dhan Instant Loan Service Onlineis as fast as possible. We do this by making our loan application process as easy and hassle-free as possible. You can expect speedy approvals and disbursements on our loans.
Services that we are providing!
We offer different types of loans so you can get the best one that suits your needs.At Dhan Instant Finance, we know how important it is for our customers to get the best deals. We offer competitive interest rates from a diverse range of lenders to make sure that you get the best deal for your needs.
Explore MoreOur Services
We offer low interest rates and flexible repayment options. We have a variety of personal loan products to meet your needs such as home improvement loans and car loans..
Secured Loans
Credit Facilities
Cash Advanced
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We offer affordable business loans with flexible repayment options including term loans, working capital loans and credit lines. You can apply for a business loan today by filling out our easy online application form!.
Secured Loans
Credit Facilities
Cash Advanced
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With Dhani Finance India, you can get your dream home on a budget, buy that car you've always wanted, or just take care of any emergency expenses with ease. We provide you with the best loan packages that suit your needs..
Secured Loans
Credit Facilities
Cash Advanced
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We offer student education loans that are offered at competitive interest rates and flexible repayment periods. Apply for an education loan today to help finance your higher studies!.
Secured Loans
Credit Facilities
Cash Advanced
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Rate & Other Charges
Loan Amount: Rs. 1 Lac to 40 Lacs
Rate of Interest (APR)*: 10.75% to 22.50%
Repayment Tenor: 12 Months to 60 Months
Processing Fees: 0.75% to 2.50% + GST as applicable
Prepayment/ Foreclosure: Nil
Illustration: Rs. 1 Lac loan on @10.75% with processing Fees for 60 Months comes to Rs. 1,29,708/- Equated Monthly Instalment shall be: Rs. 2,162/- only.
What is APR?
The Annual Percentage Rate or APR helps you to calculate the actual borrowing cost over a particular period. It is expressed in percentage and represents the yearly cost of loan. It takes into account the nominal interest rate and all other fees involved in getting and servicing the loan. The fees include processing fees, insurance costs, administrative costs and other miscellaneous expenses. The annual percentage rate will always be equal or higher than the nominal interest rate charged on loan. APR is a very useful tool in comparing the loan terms of different lenders and helps to find the right lender that suits your needs.
Loan Eligibility Criteria
How APR is calculated?
The formula for calculating APR is:
APR= [{(Fees + Interest)/ Principal}/ n]*365*100
interest- total interest to be paid during the loan tenure
n- tenure of the loan in days
APR* - Annual Percentage Rate
Testimonial
Dhan Instant Loan Service Onlineis an excellent company to work with. They're always friendly and helpful, and they offer a range of services to help you find the right loans for your needs. I am totally convinced that Dhan Instant Loan Service Onlineis the best in the business, and I highly recommend them to anyone who is looking for financial assistance!
I had no idea how to get a loan but Dhan Instant Loan Service Onlinehas been absolutely amazing. I got the cash I needed in less than a week. At first, I was skeptical because of all the scams out there, but this company is reliable and trustworthy. They were patient with me, answered all my questions, and really helped me through the process.